Learn About Annuities

A Multi-Year Guaranteed Annuity locks in a fixed interest rate for a set term — often higher than a CD, with tax-deferred growth and no market exposure. Learn how they work, what to watch for, and when they make sense.

A fixed-indexed annuity ties your growth to a market index like the S&P 500 — but your principal is fully protected from losses. You capture upside without the downside. Here's how the math actually works.

Add an income rider to a fixed-indexed annuity and you get the best of both worlds — accumulation potential while you're working, and a guaranteed income stream you can never outlive once you retire.

An income annuity converts a lump sum into a guaranteed stream of income — monthly, for life. No market risk, no running out of money. Learn the different types and how to use one as your retirement foundation.